About the Clubcard Credit Card
Introducing the Tesco Clubcard Credit Card...
- Collect Clubcard Points on all your spending!
- Pay 0% interest on ALL purchases for 12 months from account opening
- Pay 0% on balance transfers for 6 months from account opening (2% fee on all balances transferred in the first 4 months)¹
Typical 16.9% APR (variable)
See the Summary Box for important information about the Tesco Clubcard Credit Card.

Clubcard Points on all your spending!
You'll get a great deal from your Tesco Clubcard Credit Card:
- Collect 5 Clubcard points when you spend £4 at Tesco
- Collect 1 Clubcard point when you spend £4 elsewhere
At the end of each quarter we'll send you Clubcard vouchers for all the points you've collected!
You can spend your vouchers…
- In-store - Your vouchers can be used for your weekly shopping in store, at Tesco.com, on your petrol or at Tesco Direct.
- Clubcard rewards - Where you can get up to four times their value. You can use these to treat yourself to a nice meal or treat the family to a day out.
- Turn Points into Airmiles - £2.50 in Clubcard vouchers get you 60 Airmiles. Return flights from London - Paris, work out at just £31.25 in Clubcard vouchers or 750 Airmiles. For more details and to view the Airmiles Terms and Conditions, visit www.tesco.com/clubcard
Buy now, pay later with your Tesco Credit Card
Buy Now, Pay Later enables UK Tesco Credit Card holders (excluding Tesco Business Credit Card holders) to make purchases from Tesco Direct on a range of selected items over £250, interest free for 6 months³.
Here's how it works:
- Buy a sofa with your Tesco Credit Card for £699
- Collect 699 Clubcard Points automatically
- Collect extra Clubcard points if you pay with your Tesco Clubcard Credit Card†
- Interest free for 6 months on your Buy Now, Pay Later purchase
N.B. Always make sure you have enough credit remaining on your card to pay for the item and to make use of the Buy Now, Pay Later offer.
You can order goods at www.tesco.com/direct, at Tesco Direct store desks & over the phone.
Find out more about Buy Now, Pay Later...
Typical 16.9% APR (variable)
Built-in benefits
Tesco Credit Cards have some great benefits as standard:
Additional card options
Some extra peace of mind with these card options:
Tesco Credit Card Online
Quick and easy online servicing
- View statements online - anytime
- View your card transactions
- Request balance transfers
Find out more about Tesco Credit Card Online...