Hints & Tips

Top five things to look out for when buying second hand cars

Like driving on an open road, buying a used car can be rewarding if you do your homework properly first. Take your time to shop around and you'll be steered towards a bargain rather than an old banger.

Five top tips

  1. Thoroughly research the used car you're after. Is it a reliable, affordable and practical vehicle for your needs? Budget for the type of fuel, tax insurance and general maintenance and running costs. If it's an old used car, what will be its repair costs later down the line? Also carefully check the car insurance policy to ensure they're no hidden extras. Shop around for an affordable loan to purchase the car.
  2. Buying a used car privately. This cheapest way of buying a used car is privately. There are some great deals around – but watch out for the 'dodgy motors', which could break-the-bank long-term. Buying a used car from an individual or online may save pennies – but a dealer might offer a warranty, and agree to fit new tyres, and 12-months MOT and Tax.
  3. Check the used car is genuine. Cast a critical eye on all documentation, including the V5 document, which shows the registered keeper and not the legal owner, together with the current and previous MOT certificates. If buying the car privately, ask to see the seller's latest insurance certificate and the service history. Conduct a vehicle background check to confirm if the used car has outstanding finance, is reported stolen, or is an insurance write-off.
  4. Buying a used car through a dealer. Generally, purchasing a used car through a dealer with a new car franchise is often ideal. A good way of choosing a dealer is through personal recommendation. Haggle over the price, and ask the dealer to throw in extras such as extended warranties, repair work or tyres.
  5. Viewing and making the purchase. Don't know much about buying a used car yourself? If so, get someone who does to come with you. Never view a car in poor light at night or away from the dealer or individual's address. Test-drive the car before committing yourself to discover if it's mechanically-sound and suits your needs. Make sure that you have car insurance cover for the test drive. Listen for rattles and look out for mismatched panels and colours on the bodywork. If the used car appeals, don't appear too keen and haggle down the price.

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