Finest Cover
With a Defaqto 5 Star Rating - Tesco Finest Home Insurance offers a wide range of very high cover and benefit levels
Get £50 cashback to spend on anything you want when you buy Tesco Standard or Finest Home Insurance by 12th November 2008.
- Enter your full Clubcard number
- Then take out the policy and we'll send your cashback cheque within six weeks.
Clubcard exclusive. New customers only.
Please read offer Terms and Conditions...
PLUS - ALL new customers will also get a 35% discount online in the first year.

How do we compare?
| Cover detail | Tesco Finest | Lloyds TSB - Your Home Solutions | Marks & Spencer - Home Insurance (Premier) | Sainsbury's Bank - Home Insurance |
|---|---|---|---|---|
| Buildings and Contents Accidental Damage - cover included automatically | ![]() |
![]() |
![]() |
![]() |
| Alternative Accommodation cover limit of £35,000 or more | ![]() |
![]() |
![]() |
![]() |
| Theft Of Keys: Lock replacement cover is £1,000 or greater | ![]() |
![]() |
![]() |
![]() |
| Legal Expenses cover included automatically | ![]() |
![]() |
![]() |
![]() |
| Home Emergency Cover included automatically | ![]() |
![]() |
![]() |
![]() |
| Loss of Water: Cover for loss of metered water is up to the total sum insured | ![]() |
![]() |
![]() |
![]() |
| Personal Possessions cover included automatically | ![]() |
![]() |
![]() |
![]() |
| No compulsory Contents Excess | ![]() |
![]() |
![]() |
![]() |
Source: Defaqto, an independent financial research company, 5th September 2008.
A dash indicates either that cover is not provided or that it is not automatically included but provided as an optional extra.
Automatically included with Finest home insurance
Benefits available as optional extras on our Standard policy are included automatically with Finest Home Insurance:
- Buildings and Contents Accidental Damage - This could protect you from expensive disasters like putting your foot through the ceiling or spilling paint on the carpet
- Personal Possessions Cover - This covers items such as money, mobile phones and credit cards while you're out and about in the UK or abroad.
- Family Legal Protection - This provides legal advice and could save you money on solicitor's fees for situations such as if you've bought faulty goods or a service, or if you have boundary disputes with your neighbours.
Also, our Finest product gives you higher levels of cover compared to our Value and Standard policies.
More information on the levels of cover
Additional benefits of Finest home insurance
PLUS includes a great range of additional benefits such as:
- Home Emergency
-
- Cover for central heating or boiler failure, plumbing blockages or leakage, gas or electrical failure.
- Pest control – vermin such as rats, mice or wasps nest inside the home.
- Lock replacement, repair or replacement of damaged windows or doors.
- Identity Fraud Detection and Assistance Service
-
A confidential Helpline, online access to your credit report, service text alerts and specialist advice and support should you become a victim of ID fraud.
- Check that your credit history and information held about you are correct.
- One-to-one support if you're a victim of fraud, helping to restore your credit history.
- Alerts via SMS or email if your credit report changes significantly.
- View your credit record, credit score and the past three years' repayment history.
Find out more...about Identity Fraud Detection and Assistance Service
- Concierge Service
-
- Travel expert – finds and makes travel arrangements…from a week's skiing in Switzerland, a beach break in Greece or even somewhere more exotic.
- Home help – finds you anyone from cleaners and plumbers to dentists and nannies.
- Entertainment & Leisure – tracks down elusive tickets, books restaurants, orders taxis.
- Shopping assistant – for more memorable gift suggestions and help to find that elusive item

