Which cover is right for me?
Homes come in all shapes and sizes
...and with the launch of new Tesco Value, Standard and Finest Home Insurance we want to make it easier for you to choose the home insurance cover you need.

Compare our three levels of cover
| Buildings and contents policy features | Value | Standard | Finest |
|---|---|---|---|
| Buildings Cover Limit | £1 million | £1 million | Unlimited |
| Accidental Damage Cover | ![]() |
Optional | ![]() |
| Damage caused by burst pipe | ![]() |
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| Home Emergency Cover | ![]() |
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| Emergency Repairs Helpline | ![]() |
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| Family Legal Protection | Optional | Optional | ![]() |
| Glass / Sanitory breakage covered | ![]() |
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| Replacement locks after theft of keys | ![]() |
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| Personal Possessions Cover | ![]() |
Optional | ![]() |
| Freezer Contents Cover | ![]() |
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| Plants in the garden covered | ![]() |
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| ID Fraud Detection and Assistance | ![]() |
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| Concierge Service | ![]() |
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Monetary limits apply to the cover outlined above except ID Fraud Detection and Concierge Service, for full details please see policy documents
Some questions to ask yourself to help you decide which cover level is best for you:
| Looking for a no frills policy which includes the basic essentials and covers you for all the major events such as fire, storm, theft and flood? Find out more about Value Cover |
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| Do you want all the cover that's in Value plus some higher cover limits and additional items such as contents in the garden and contents away from home? Find out more about Standard Cover |
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| Do you want our highest level of cover with extra benefits included for complete peace of mind? Find out more about Finest Cover |
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Remember – Accidental Damage is not included as part of the Value policy or as an optional extra. If you're looking for minimum Accidental Damage cover for buildings or contents then read about our Standard & Finest cover




